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The Votes Are In! Here are 4 Good Investment Decisions You Can Make Before Year-End

November 12, 2012
by Jack Reynolds

The commercials are over and the votes are in. Regardless of your political leanings, the President’s agenda is clear. There will likely be tax increases next year. The good news is that there is still time for you to make some good investment decisions in 2012.

As an investor, here are four opportunities you can take advantage of before year-end.

  • Between now and year-end consider accelerating income to take advantage of today’s lower tax rates.
  • Evaluate deferring deductions into 2013 to maximize their impact in a new higher tax rate environment.
  • Consider making intra-family gifts. Click on this link to learn more: “What high end tax planning you can do in September?” You can still take advantage of this opportunity, but the door is likely to close at year-end.
  • Take a look at setting up a Grantor Retained Annuity Trust (a GRAT) with high potential appreciation assets as a way to transfer future appreciation to your next generation beneficiaries.


Bonus Tip: If you have not already taken my brief Investment Assessment Survey, please do. It will help you plan and prioritize your 2013 investment decisions regardless of your depth of experience.